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My (Less) Shite FI so far

Where to begin… Hi there, Only a 2 and a half year sabbatical from my 2 post blog but we go again….. Hope you’re all well.  A lot has happened since my last post in March 2022 and plenty to cover. When I did start this blog I had the hope that one day I’d be able to make this a success, but success isn’t a thing that comes without work and my work has been directed elsewhere in terms my profession and my social life. I’ve realised I don’t really have great knowledge in terms of investing and FIRE to share, so I will do the thing that can’t be replicated by anyone else and share my story so far prior and during my hiatus from this vessel of waffle. Maybe you can learn from my past mistakes or make you question your situation of anything that can be different, or just to get you through your commute after you’ve forgotten your headphones.  Me I am a now 31 year old from the South East of England who has always been a bit of a late bloomer with that feeling of being slightly behi...

Why FI

 Why Pursue Financial Independence  Why not spend your money now? What is the point of pursuing Financial Independence? Life is finite and you never know what’s round the corner. Off the top of my pea brain there’s a few reasons to look to go down this path that I’ll briefly list here.  Build a safety net:  Being someone who’s pretty risk averse, the idea of spending all income as it gets into your account just sounds pretty scary of me. As we said before you never know what’s around the corner, and the pot towards FIRE could just help you out of shit hits the fan.  Fuck You Money: You ever been asked the simplest thing from your manager and thought to yourself “You do it yourself cunt”. No, just me then… But I’m sure there’s times you just feel like you’ve had enough of work. If you’re unfortunate enough to be in a job that is really bringing you down it might be best to leave and give yourself a rest. Having this portfolio might help you allow you to do this w...

My Shite FI so far

Hiya, Don’t know what you’ve been Googling to get into the dregs of the internet at this time of day, but whilst you’re here I might as well introduce myself.  I’m a pretty bang average bloke in his (very) late 20s from the UK. I wasn’t the greatest with my financial journey in life in my teens and early twenties, but I’m still narcissistic enough to write a blog about my journey towards financial independence and see how it pans out, and see what curveballs come into play which may make me even want to get away from this journey. Fat FIRE, Lean FIRE, Coast FIRE, Barista Fire (shout out Jack): Not a clue if/which one yet. The possibilities are endless!  FI/RE (IYKYK), or if you don’t, stands for Financial Independence Retire Early. Does what is says on the tin. My aim is to do this via investing in shares and building a portfolio to live off, mainly because I’m very lazy and it’s an easy platform to invest in.  That easy, not quite. Problem is along with the bad start so ...